“We eliminated our Office subscription and now we have visibility over our accounts. Now we know where to stop spending to have enough to pay the rent.”
Visibility → rent, made
Puerta de Salvación
Grand Prairie, TX
The financial operating system for churches.
Altarflow runs donations, expenses, reports, and digital giving — with AI agents doing the back-office work your treasurer does by hand today. In English and Spanish.
How it works
Clarity in three steps.
Bring your donations, expenses, and receipts into one place. The agents do the work. You stay in control.
— 01
Connect your money.
Link your bank. Route digital donations through Altarflow. Forward receipts by email. Every dollar flows into one place.
— 02
Agents do the work.
AI categorizes expenses, scans receipts, and matches Zelle and cash donations to the right donor and fund. The more you use it, the smarter it gets.
— 03
You review. You approve.
Agents show you what they did. Correct anything once and they remember. One button to approve everything — the rest takes minutes, not days.
The reality
You already have church software.
But you're still doing this.
Sound familiar? You're not behind. Your tools are.
7:42Mon Nov 3
Z
ZelleRosa M. sent you $250
Z
ZelleMiguel A. sent you $100
Z
ZelleUnknown sent you $50
Z
ZelleAnonymous sent you $75
Z
ZelleSofia G. sent you $120
Z
ZelleUnknown sent you $40
Z
ZelleRosa M. sent you $250
Z
ZelleMiguel A. sent you $100
Z
ZelleUnknown sent you $50
Z
ZelleAnonymous sent you $75
Z
ZelleSofia G. sent you $120
Z
ZelleUnknown sent you $40
→ which fund? which donor?
Zelle chaos
Three donations in. Zero records.
Donations_2026_FINAL_v3.xlsx
Donor
Jan
Feb
Mar
Rosa Morales
$250
$250
$250
Miguel Alvar.
$100
—
$100
R. Moralles
—
$250
—
Cash offering
$820
$690
#REF!
→ you'll fix it next month.
The reconciliation graveyard
Broken formulas. Duplicate donors. Blank months.
Church Manager 2008™− ☐ ✕
FileEditViewToolsHelp
▶ Dashboard
Members...
Donations..
Reports....
Settings...
Help.......
Logout.....
Giving Summary
Tithes........$4,210.00
Offerings.....$1,890.00
Missions......$420.00
Preparing export...
Ready.v2.4.1 | © 2008
→ finance isn't in the product. it never was.
What you're paying for
Your real books are somewhere else.
Inbox — receipts/12
Home DepotNov 2
Fwd: receipt — paint for fellowship hall
📎 IMG_0482.jpg
WalmartNov 3
Your receipt is attached
📎 receipt-2841.pdf
Pastor (self)Nov 4
Scan — office supplies Nov
📎 scan_0194.pdf
Chick-fil-ANov 5
Youth ministry lunch — receipt
📎 IMG_0489.jpg
→ none of these made it to the books.
Receipt shoebox, digital edition
12 unread. 12 untracked expenses.
M
María R.
online
Pastor, quick question — did the church receive my tithe from Sunday? 🙏
10:14 AM
I sent $200 via Zelle from my wife's account
10:15 AM
Let me check and get back to you...
10:22 AM
→ she gave. she's waiting.
When María asks
Members asking. You can't answer.
Google Calendar
Monday nightTuesday morning
11:47PM3:00AM
In progress
Reconciling October donations
4h 12m · still going7h 25m · still going
→ stolen from ministry. every week.
Time you don't get back
Monday night. Still reconciling.
This is what happens when finance is the product, not a feature. Churches on spreadsheets lose 20+ hours a month to manual reconciliation. Altarflow's AI agents cut it to under 2.
See the fixThe stack
Every layer, handled.
So you can lead.
Tracking, visibility, automation — handled. So you lead, not reconcile.
See the stack in actionFEATURES
Built for the parts everyone else
skipped.
Zelle. Venmo. Cash App.
Every payment app — auto-matched to donors and funds. No one else does this.
Zelle
→ Rosa Morales
$250
Venmo
→ Miguel A.
$100
Cash App
→ Sofia G.
$50
Bilingual by default
English and Spanish, native from day one. Every other platform bolted it on — or skipped it entirely.
EN
Total donations
$4,210.00
This week · 24 gifts
ES
Donaciones totales
$4,210.00
Esta semana · 24 ofrendas
AI agents on your team
Agents capture, categorize, and match every gift and expense. They learn every time you correct them.
Agent work · 237Manual review · 2
Accept allApr 15
Google Payment
Wells Fargo ··3332
$15.83
Software
Apr 13
Jon Doe
Zelle transfer
$25.00
Transfer
Apr 12
Chevron
Wells Fargo ··3332
$25.00
Fuel
Daily payouts
Money in your account tomorrow. Not in two weeks. Cash flow you can plan around.
Deposits · 2 weeksDAILY
M
T
W
T
F
S
S
M
T
W
T
F
S
S
Next deposittomorrow · $420
Quick Give
Donations in under 5 seconds. Apple Pay, Google Pay — tap and done.
9:41••••
Give to
Grace Church
Amount
$100
Your digital front door
A website for churches without a website. NFC taps, QR codes, events. Built in — not bolted on.
app.altarflow.com/grace-church
G
Restoring and blessing God's chosen people.
ALTARFLOW VS. OTHERS
Where other tools stop. We start.
Paper. Excel. Or a ChMS like ChurchTrac, Breeze, or Tithely. Altarflow fills what they miss.
AGENTS, NOT CHATBOTS
The only church platform built on AI agents that actually do the work.
Other platforms add chatbots. We built Altarflow around agents that do the work. 20+ hours a month back to ministry.
1. Categorize
Every gift and expense, sorted.
Agents classify every transaction by fund and category — the moment it hits your account. No manual entry. No spreadsheets. No guessing.
2. Match
Zelle, Venmo, Cash App — matched.
Agents watch your bank for Zelle, Venmo, and Cash App gifts. They create the record and pair each gift with its donor and fund. First in the market.
3. Learn
Smarter every correction.
Every correction teaches the agents — your funds, your donors, your rhythms. The work gets faster every month.
STORIES FROM REAL CHURCHES
What changes when finance just works.
Pastors and admins talk about what Altarflow gave them back.
20+ hrs
back to ministry every month
Days → hours
monthly reconciliation, done
5 years
of donor history, migrated free
“We wanted a new LED screen for the building. We ran a campaign in Altarflow. The screen is up.”
Campaign → LED screen, funded
Ministerio Internacional Puerta de Salvación
Miami, FL
“We have always received Zelle gifts. That used to mean printing bank statements and spending days matching names. Two months with Altarflow — we're down to an hour a week.”
Days → an hour a week
Camino de Fe
Miami, FL
“We support local churches across Central America. With Altarflow, we collect from donors around the world and track every dollar to its purpose. Sharper mission. Cleaner books. Donors who trust us.”
Global gifts → mission clarity
La Roca de Horeb
Miami, FL
BUILT FOR YOUR MINISTRY
Focus on the mission.Leave the books to us.
AI agents do the work. You lead the church. 20+ hours a month, back to ministry.
Free migration. Live in 2 hours. Cancel anytime.
Churches
Church Plants
Hispanic Churches
Mission Organizations
Bivocational Pastors
Multi-Site Churches
Bilingual Ministries
Faith-Based Nonprofits
COMMON QUESTIONS
What pastors usually ask.
These are the most common. We are here for the rest.